KEY HIGHLIGHTS
- Silver Support Scheme payouts increase in 2026, with eligible seniors receiving up to S$1,080 per quarter.
- Higher income threshold of S$2,300 per person expands eligibility for more low-income seniors.
- No application required; payouts are assessed automatically and credited quarterly.
The Silver Support Scheme continues to provide direct cash support to lower-income seniors in 2026, with higher payouts and expanded eligibility fully in effect.
Silver Support Scheme 2026 – Key Details
| Item | Details |
|---|---|
| Maximum Quarterly Payout | S$1,080 |
| Eligible Age | Singapore Citizens aged 65 and above |
| Income Threshold (PCHI) | S$2,300 or below |
| Payout Frequency | Quarterly |
| Application Required | No (automatic assessment) |
What Is the Silver Support Scheme?
The Silver Support Scheme is a permanent government programme that provides cash assistance to seniors who earned lower incomes during their working years and now have limited family financial support.
It is non-contributory, meaning payouts are not taken from CPF savings and do not affect CPF LIFE payments.
What Changed for 2026?
Higher Quarterly Payouts
Eligible seniors can now receive up to S$1,080 per quarter, up from S$900 previously. This increase is intended to offset higher daily living and healthcare costs.
Expanded Income Eligibility
The Per Capita Household Income (PCHI) threshold has risen from S$1,800 to S$2,300, allowing more seniors to qualify.
Automatic Annual Review
Eligibility continues to be assessed automatically each year by the CPF Board.
Silver Support Scheme Eligibility Criteria (2026)
To qualify, all four conditions below must be met.
1. Citizenship and Age
You must be a Singapore Citizen aged 65 or above.
2. Lifetime CPF Contributions
Total CPF contributions by age 55 must not exceed S$95,000.
Self-employed seniors are assessed based on declared Net Trade Income.
3. Housing Type
You must live in an HDB flat (1- to 5-room) and must not own:
- Private property
- Executive flats
- Multiple properties
Seniors in 1- and 2-room flats receive the highest payouts.
4. Household Income (PCHI)
Average household income per person must be S$2,300 or below.
Silver Support Payout Tiers for 2026
| HDB Flat Type | PCHI ≤ S$1,500 | PCHI S$1,501 – S$2,300 |
|---|---|---|
| 1- & 2-Room | S$1,080 | S$540 |
| 3-Room | S$860 | S$430 |
| 4-Room | S$650 | S$325 |
| 5-Room (Standard) | S$430 | S$215 |
Payout Schedule for 2026
Silver Support is paid quarterly, usually on the 1st of the month.
- January 2026
- April 2026
- July 2026
- October 2026
If the date falls on a weekend or public holiday, payment is credited on the previous working day.
How You Will Receive the Money
Payouts are credited automatically through:
- PayNow-NRIC (recommended)
- CPF-linked bank account
- GovCash (if no bank details are available)
How to Check Your Eligibility
- SMS or Letter from CPF Board (sent before first payout)
- SingPass login on the Silver Support portal
- CPF Mobile App under Inbox or Payment History
[Link to Official Source – Apply Here]
Why This Matters
With inflation affecting essentials such as utilities, healthcare, and food, the Silver Support Scheme provides a stable income floor for seniors who lack retirement buffers. By targeting lifetime earnings and household income, the scheme ensures public funds reach those most in need while reducing long-term reliance on emergency assistance.
Frequently Asked Questions
Can seniors in 5-room flats receive S$1,080?
No. The maximum payout applies only to seniors in 1- and 2-room flats. 5-room flat residents may qualify for lower tiers if income criteria are met.
Does Silver Support reduce CPF LIFE payouts?
No. It is a separate government grant and does not affect CPF balances.
Are Permanent Residents eligible?
No. The scheme is for Singapore Citizens only.
Why did my payout drop this year?
Changes in household income or residents at your registered address can affect your PCHI tier.
I turn 65 in 2026. When will I be paid?
Your first payout will be credited in the quarter after your birthday, subject to eligibility.
Sources:
- Ministry of Finance (MOF): https://www.mof.gov.sg
- CPF Board – Silver Support Scheme: https://www.cpf.gov.sg