CPF vs REITs: Which Delivers a Stronger Retirement Income in 2026?

CPF vs REITs

KEY HIGHLIGHTS CPF offers guaranteed, lifelong retirement income, while S-REITs provide higher but variable payouts. In 2026, CPF interest rates remain stable at up to 4% p.a., while S-REIT yields range around 4–7%. Most Singaporeans benefit from combining CPF for essentials with REITs for inflation protection. As retirement planning becomes more complex in 2026, many … Read more